Public Service Loan Forgiveness

About Public Service Loan Forgiveness

View additional details of the Public Service Loan Forgiveness Program.

How to Apply

Since the Public Service Loan Forgiveness Program requires 120 separate on-time monthly qualifying payments and was just established in 2007, no borrower will be eligible for forgiveness until 2017. Applications will be available closer to that time.

However, we do recommend that you submit employment certification on an annual basis for any months that you were employed with a public service organization and believe you have met the eligibility requirements. See steps below.

Step Number Procedure
Step 1

Download and print the Employment Certification Form (ECF) for Public Service Loan Forgiveness

Download Employment Certification FormDownload Employment Certification Form for the Public Service Loan Forgiveness Program

Step 2
  • Read the instructions
  • Complete sections 1 and 2
  • Provide your employer with the form to complete section 3
Step 3

Mail or fax your completed form (borrower AND employer section completed) to:

FedLoan Servicing
Attn: Loan Forgiveness
P.O. Box 69184
Harrisburg, PA 17106-9184

Fax: (717) 720-1628

If you need help completing the form, call: 855-265-4038

Attention Employers

You play an important role in the application process for Public Service Loan Forgiveness.

Learn More