Many of our borrowers on an Income-Driven Repayment (IDR) plan have a $0.00 monthly payment!
An IDR plan may provide the long-term solution you're looking for, and could replace your need to postpone your payments!
Deferments and Forbearances
See if a deferment or forbearance is the right option for you.
Take Our Eligibility Quiz
Our Eligibility Quiz can help you determine what deferment or forbearance is the best option for your situation.
Back to Postponing Payments
Serving on Active Duty
You may qualify to postpone your payments during a period of active duty service if you are:
- Serving on qualifying National Guard duty,
- Serving as a reservist or retired member of the Armed Forces,
- Serving as any other member of the Armed Forces who has been assigned to a duty station at a location other than the location where you are normally assigned, or
- Serving as a member of the National Oceanic and Atmospheric Administration (NOAA) or officer of the Commissioned Corps of the Public Health Service, depending on the dates your loans were disbursed.
Determine if your federal student loans are eligible for a deferment or forbearance.
Additional Options Exist for Service Members!
As a service member, there may be other opportunities available specifically for you.