In School

Most borrowers don't need to make payments on their loans while in school; but, we still give you the tools to stay informed on loan balances, interest accrual, and more.


We're the servicer of your loans and your primary point of contact for any questions you may have. We are here to help you manage your student loans.

Stay Informed

Get Instant Access to Your Loan Details

The easiest place to get all your loan information is in Account Access. Through this online tool you can:

  • Get loan balances
  • See interest rates
  • Verify your personal information
  • And more...

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Student Loans 101

Learn the "ins and outs" of borrowing money for school such as:

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Getting a Bill While In School

If you are still enrolled in school at least half time and you received a bill to start paying back your loans, don’t worry, you have options.

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All About Interest

Interest is money an individual pays for using a lender's money and it accrues every single day, even if the loan is not in repayment. However, depending on your loan type, you may not always be responsible to pay the accrued interest.

How to Calculate Interest

View the formula for how interest accrues daily and view an example to see how it's calculated in a real-world scenario.

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Benefits of Paying Interest

See how paying your outstanding interest vs. allowing it to rack up while in school can impact your monthly payment.

Show Me the Example

Interest Calculator

See how much money you could save when you make interest payments on your student loans while you're in school.

Interest Notice or Interest Bill

Interest Notice

An Interest Notice differs from an Interest Bill because you're not required to pay the outstanding interest. The notice provides a summary of how much interest has accrued on your loans. Pay as much as you can afford toward your interest while you're in school if you want to save money overall.

Interest Bill

If you requested to pay your interest while in school, you will get an Interest Bill. Making these payments prevents accrued interest from capitalizing. This is important because interest that capitalizes will increase your principal balance and the amount to be repaid.

Paying Your Loans While In School

Although it's not required, some borrowers like to make payments on their loans while in school. This is a great way to save in the long run and may help to create lower monthly payments and less to be repaid over the life of your loans.

Target Your Payments

If you have specific loans you want to pay down first, you can choose where the money will go.

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How to Pay

The fastest and easiest way to make payments while in grace is online through Account Access.

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