Repayment Solutions
There isn't just one way to pay back your student loans. There are many options to consider to help fit your personal situation.
Do You Have Multiple Loans… or a High Balance?
Consolidation may be for you. Our Consolidation Quiz can help you determine if this is the right option depending on your current situation.
Get a Monthly Payment You Can Afford
There are several repayment plans that are based on your income and loan debt. Some offer payments as low as $0 per month.
Direct Debit sets up an electronic deduction from your checking or savings account on your due date each month. With Direct Debit you:
- Qualify for a 0.25% interest rate reduction.
- Make payments automatically on time, every month.
- Never have a late payment.
Payment Options
You Have Options on How to Pay Back Your Student Loans
We offer several choices for how you can make payments on your loans so you can pay them on time and in a way that works for you.
Ways to Pay
The best way to pay your bill is with Direct Debit; but, we also offer several other options.
Target Your Payments
If you have specific loans you want to pay down first, you can choose where the money will go.
Pay Ahead
See how paying ahead of schedule or paying more than the monthly payment amount due affects your loans.
Loan Payoff
View the steps you need to take to make that last payment so you can celebrate paying off your loan.
Billing Assistance
About 20 days prior to your payment due date, we mail billing statements giving you plenty of time to make your payment.
Understanding Your Bill
Whether you are on Direct Debit or manually make your payments every month, the examples below will break down all you need in order to understand your bill.
Multiple Bill
We send one bill for all loans that have the same due date. If you have loans with different due dates and want to stop receiving multiple billing statements, you can change your due date so they are all the same.
Understanding Correspondence
Have questions about a communication you received from us?
Income-Driven Repayment (IDR) Application
Let us guide you through the IDR application and how to fill out each section.