In Repayment

Now that you're paying back your student loans, use this resource center to find information on the various topics you'll need during repayment.

Repayment Solutions

There isn't just one way to pay back your student loans. There are many options to consider to help fit your personal situation.

Do You Have Multiple Loans… or a High Balance?

Consolidation may be for you. Our Consolidation Quiz can help you determine if this is the right option depending on your current situation.

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Get a Monthly Payment You Can Afford

There are several repayment plans that are based on your income and loan debt. Some offer payments as low as $0 per month.

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Direct Debit
Sign Up for Direct Debit

Direct Debit sets up an electronic deduction from your checking or savings account on your due date each month. With Direct Debit you:

  • Qualify for a 0.25% interest rate reduction.
  • Make payments automatically on time, every month.
  • Never have a late payment.
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Payment Options

You Have Options on How to Pay Back Your Student Loans

We offer several choices for how you can make payments on your loans so you can pay them on time and in a way that works for you.

Ways to Pay

The best way to pay your bill is with Direct Debit; but, we also offer several other options.

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Target Your Payments

If you have specific loans you want to pay down first, you can choose where the money will go.

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Pay Ahead

See how paying ahead of schedule or paying more than the monthly payment amount due affects your loans.

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Loan Payoff

View the steps you need to take to make that last payment so you can celebrate paying off your loan.

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Stop the Clutter! Paperless Services
Cut back on your piles of mail by signing up for our paperless services today!
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Billing Assistance

About 21 days prior to your payment due date, we mail billing statements giving you plenty of time to make your payment.

Understanding Your Bill

Whether you are on Direct Debit or manually make your payments every month, the examples below will break down all you need in order to understand your bill.

Multiple Bill

We send one bill for all loans that have the same due date. If you have loans with different due dates and want to stop receiving multiple billing statements, you can change your due date so they are all the same.

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Understanding Correspondence

Have questions about a communication you received from us?

Income-Driven Repayment (IDR) Application

Let us guide you through the IDR application and how to fill out each section.